WESTMINER PTE. LTD.

We help our clients and colleagues grow — and our communities thrive — by protecting and promoting possibility. We seek better ways to manage risk and define more effective paths to the right outcome. We go beyond risk to rewards for our clients, our company, our colleagues, and the communities in which we serve. Marsh Risk is a part of Marsh. Together with Mercer, Guy Carpenter, and Oliver Wyman, we help organizations build resilience and competitive advantages from every angle. With annual revenue over $24 billion and more than 90,000 colleagues in 130 countries, Marsh helps build the confidence to thrive through the power of perspective.

Marsh is the world's leading insurance broker and risk advisor, serving commercial and individual clients with data-driven risk solutions and advisory services across 130+ countries. As a subsidiary of Marsh McLennan, a $17B professional services firm, Marsh helps clients navigate a complex environment through its four market-leading businesses: Marsh, Guy Carpenter, Mercer, and Oliver Wyman.

Marsh McLennan is a global leader in risk, strategy, and people consulting, providing clients with comprehensive insurance programs and analytics capabilities. Through its four global businesses, Marsh McLennan helps clients navigate a dynamic environment by leveraging industry-specific expertise, deep intellectual capital, and global experience. The company's analytics offerings include benchmarking databases, analytics and modeling tools, surveys, and other compilations of information, designed to help clients assess their risks, make informed decisions, and construct insurance programs and other risk mitigation strategies. Marsh McLennan may share information with insurers through its Market Match tool, which allows insurers to identify business opportunities in advance of renewals. The company's proprietary technology suite, MarketConnect, enables Marsh to assist insurers in improving their performance and creating superior solutions for clients. Marsh McLennan is a global professional services firm that provides risk management, strategy, and people solutions to clients across various industries. With over 150 years of experience, we are the leading experts in risk, strategy, and people, helping clients navigate a dynamic environment through our four global businesses. Our services include consulting, brokerage, and claims advocacy, leveraging data, technology, and analytics to help clients prosper amid changing times and technologies. We have a team of over 45,000 global experts who provide unmatched industry-specific expertise, deep intellectual capital, and global experience to help clients manage their risks and achieve their goals.